Crypto.com
score
Fees: tiered maker/taker; higher for low-tier users
Crypto.com fits users who want an all-in-one app with cards and staking alongside trading. Watch the tiered fee structure, which favors large stakers. This is not financial advice.
What Crypto.com Is
Crypto.com is a cryptocurrency platform founded in 2016 that bundles trading with a wider consumer ecosystem — crypto payment cards, staking and a heavily marketed mobile app. It operates globally, including through a licensed U.S. entity, and positions itself as an all-in-one home for everyday crypto use rather than a pure trading venue.
How It Performs
Crypto.com scores 7.2 overall. Its strongest area is asset range at 8, with a wide catalog of coins and consumer products. UX and liquidity score 7.5, security and custody 7, and fees 6.5. The picture is of a broad, polished ecosystem that's solid across the board without leading on trading depth specifically.
Fees
Fees are the area to scrutinize, scored 6.5. The maker/taker structure is tiered and can be competitive, but the best rates favor users who stake large amounts of the platform's token. Lower-tier users pay more, so understand where you fall in the tier system before assuming you'll get the headline rates.
Caveats
Crypto.com suffered a hot-wallet incident in 2022, after which it reimbursed affected users, and it maintains proof-of-reserves and security certifications. The broader critique is one of emphasis: heavy marketing and product breadth can come at the expense of pure trading depth. It suits users who want the ecosystem, less so those chasing the tightest markets.
Bottom Line
Crypto.com is a good match for users who want an all-in-one app spanning trading, a crypto card and staking, and who value convenience over raw trading performance. Watch the tiered fee structure, which rewards big stakers. This is not financial advice.
Overall 7.2 / 10 — the weighted average of the criteria above. How we score →
- + Polished mobile app with cards, staking and broad asset access
- + Proof-of-reserves and security certifications
- + Wide range of listed assets and consumer products
- + Global availability including a licensed U.S. entity
- − Fee structure is complex and best rates need high-tier staking
- − Suffered a hot-wallet incident in 2022 (users reimbursed)
- − Heavy marketing and product breadth over pure trading depth
Is Crypto.com safe?
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We score its security and custody 7/10. It holds security certifications and publishes proof-of-reserves, and it reimbursed users after a 2022 hot-wallet incident. That's reasonable, though not the highest security rating in our exchange lineup.
What are Crypto.com's fees?
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Fees follow a tiered maker/taker model and score 6.5/10. The most competitive rates generally require staking a large amount of the platform's token, so lower-tier users tend to pay more.
What is the Crypto.com card?
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It's a crypto-linked payment card that forms part of the platform's broader consumer ecosystem alongside trading and staking. Specific tiers and benefits vary by region and can change.
Is Crypto.com available in the US?
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Yes — Crypto.com operates a licensed U.S. entity, though the products and features available vary by state and country. Check what's offered in your location.
Is Crypto.com a good exchange?
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We rate it 7.2/10. Its strengths are a broad asset range and a polished all-in-one app; the trade-offs are a complex tiered fee structure and less emphasis on pure trading depth.