Spiko US T-Bills Money Market Fund
ustblRank #183Spiko USTBL: AMF-regulated tokenized fund holding only short-dated US Treasury bills
Spiko US T-Bills Money Market Fund (USTBL) is a tokenized share in a fully licensed USD money market fund that invests solely in United States Treasury Bills maturing in under six months, keeping average portfolio maturity below two months.
The regulated structure behind USTBL
What distinguishes it from a crypto-native stablecoin is its regulatory spine. The fund operates under the EU framework and is approved by France's Financial Markets Authority, and it is open to both professional and retail investors, so the token is a supervised fund unit rather than an unregulated dollar peg. Yield comes straight from the T-bill portfolio, passed to holders as the fund accrues short-term government interest.
Tokenized-cash trade-offs and who it suits
This sits in the tokenized-cash category alongside offerings from Ondo and BlackRock's BUIDL, and its appeal is conservative: government-backed collateral, tight maturities, named regulatory oversight, and on-chain transferability. The trade-offs are the ones inherent to the wrapper — reliance on the fund manager and custodian, potential access gating by jurisdiction, and sensitivity to short-rate moves that lower the yield when the Fed eases. It suits treasuries, DAOs, and investors who want regulated, low-volatility dollar yield on-chain rather than price upside.
- 1. Choose an exchange. Pick a reputable exchange that lists USTBL — among the venues we rate highest are Binance, OKX and Kraken.
- 2. Create & verify your account. Register, enable two-factor authentication, and complete identity verification (KYC).
- 3. Deposit funds. Add money by bank transfer, card, or a stablecoin, depending on what the exchange supports in your region.
- 4. Buy USTBL. Search for USTBL, choose a market or limit order, enter your amount, and confirm.
- 5. Secure your coins. For long-term holdings, withdraw USTBL to a self-custody wallet you control rather than leaving it on the exchange.
Compare venues in our independent exchange ratings. This is not financial advice.
What is Spiko US T-Bills Money Market Fund (USTBL)?
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Spiko US T-Bills Money Market Fund (USTBL) is a tokenized share in a fully licensed USD money market fund that invests solely in United States Treasury Bills maturing in under six months, keeping average portfolio maturity below two months.
What is Spiko US T-Bills Money Market Fund used for and how does it work?
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## The regulated structure behind USTBL
What is the market cap and rank of Spiko US T-Bills Money Market Fund?
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Spiko US T-Bills Money Market Fund has a market capitalization of $159.93M, ranking #183 among all cryptocurrencies, on 24-hour trading volume of $0.00.
How many USTBL are in circulation?
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There are 146,496,457 USTBL in circulation, and Spiko US T-Bills Money Market Fund has no fixed maximum supply.
What is the all-time high of Spiko US T-Bills Money Market Fund?
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Spiko US T-Bills Money Market Fund reached an all-time high of $1.092 on Aug 3, 2026. It currently trades 0% above that level.
Is Spiko US T-Bills Money Market Fund a good investment?
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Simple Crypto Signal does not provide financial advice. This sits in the tokenized-cash category alongside offerings from Ondo and BlackRock's BUIDL, and its appeal is conservative: government-backed collateral, tight maturities, named regulatory oversight, and on-chain transferability. The trade-offs are the ones inherent to the wrapper — reliance on the fund manager and custodian, potential access gating by jurisdiction, and sensitivity to short-rate moves that lower the yield when the Fed eases. It suits treasuries, DAOs, and investors who want regulated, low-volatility dollar yield on-chain rather than price upside. As with all crypto, Spiko US T-Bills Money Market Fund is volatile and can lose value quickly — do your own research before investing.